Description

Protective Islami Life Insurance Ltd. has emerged as one of the leading full-fledged Islami Life Insurance Companies in the country commenced in 13th July ‘2013 and have, by the grace of Almighty Allah, been able to bring confidence among the common people of the country. We are aiming to be the premier Islami Life Insurance Company in Bangladesh within the next few years. We will serve the policy holders with utmost care and provide the best solution for their needs. We will be a company with due solemnity and corporate social responsibility to the society upheld by taking financial risks. Our mission is to Islamization of the economic activities in the country for the solidarity of the Muslim Ummah and to provide financial security to our valued participants Life Takaful policies that are most beneficial for their needs.

Nirapodbima Online Ltd. is an insurance selling marketplace.
Where it provide digitalize automation for buying and selling insurance in Bangladesh. Any customer can purchase various kinds of insurance policy through web and app.

Nirapodbima.com is providing Protective Islami Life Insurance Which is an effective insurance provider for life and Term life with utmost care and provide the best solution for their needs.

Denmohor Insurance – including profits

A sign of respect for his wife. And denomination is one of the conditions of marriage under Muslim law. A man may receive his wife in cash or other property. The Almighty Allah Al-Amin proclaimed, “And you are happy to give your wives to them” – Al-Quran (3:20). Also in the Hadith, the Prophet (peace be upon him) said, “The person who marries or marries a few or more moharanas for the sake of refusing to perform the Muharana, and subsequently falls to the death without paying it deliberately, will present himself as an adulteress in the Qur’an.” In most of the Muslim societies, the debt of the debtor remains largely unpaid. Unless the debt is paid, the spouse will not get rid of the sin. ‘Protective Islami Life Insurance Limited’ has launched the “Denmohar Insurance Scheme” to ensure the rights of the wife as well as payment of the loan.
This plan is based on the calculations of al-Mudaraba and al-Tabarru according to Islamic Shariah.
Before and after the marriage, any man can take the scheme of debauchery. After marriage, the wife will be the nominee.
 Denmohar insurance can relieve the life of both husband and wife.
This insurance will be treated as temporary insurance over the life of the husband. Also, the life of the wife will be treated as term insurance.
5 Installment: The premium paid on the life of the husband is to be paid in one installment at the beginning of the premium. The premium on the wife’s life will be payable in quarterly / yearly / yearly installments.
1 Male: Any healthy male person from 20 years to 6 years can avail this plan policy, depending on self-earned income.
3 Female: Any healthy female person from 3 years to 5 years can get this plan policy.
3 Maturity Eligible: On completion of the term insurance will be paid to the customer along with the profit earned on the entire insurance score.
প্রাপ Eligible for death before maturity: On the death of the insurance customer before maturity, the nominee will be paid the full insurance score along with the earned bonus.
 Premium Payment Methods: Annual, quarterly and quarterly.

In both cases, the maturity period will not exceed 5 years.
স্ত্রী In case of divorce (whichever party) the wife will get the surrender value or partial executed value as the wife wishes. According to Islamic Shariah, the husband is obliged to pay the rest of the money.
 After the expiry of two years, the policy will earn the surrender value.

Premium Assessment Method: The rate applicable to the annual premium will be applicable.

Seasonal Premium: Annual Premium X 0.525

Quarterly Premium: Annual Premium X 0.275

Monthly Premium: Annual Premium X 0.0925

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